Application Description

PCMY-Property Calculator Malaysia: Your All-in-One Property Investment Tool

PCMY empowers you to analyze Malaysian properties anytime, anywhere. This comprehensive app provides essential tools for estimating mortgage payments, initial costs, loan eligibility, and conducting thorough investment analyses. Whether you're a first-time buyer, seasoned homeowner, real estate investor, or legal professional, PCMY offers the resources you need. Beyond basic calculations, it includes professional-grade utilities like valuation fee, legal fee, and rental yield calculators. Stay informed with regular updates and access real-time interest rates directly from Bank Negara Malaysia. Download PCMY today and simplify your property investment decisions.

Key Features:

• Mortgage Analysis: Accurately estimate monthly mortgage payments, upfront costs, loan eligibility, and perform detailed investment analysis.
• Loan Qualification & Financial Ratios: Calculate your Debt Service Ratio (DSR) and determine loan eligibility, automatically factoring in EPF, SOCSO, EIS, and PCB rates.
• Comparison & Refinancing Tools: Compare two home loans and their associated costs side-by-side. Utilize built-in mortgage refinancing and fee calculators.
• Professional Calculators: Access a suite of specialized tools, including valuation fee, legal fees and stamp duty, Real Property Gain Tax (RPGT), tenancy agreement (TA), balance release (SPA), and liquidated ascertained damages (LAD) calculators.
• Investment Performance Metrics: Gain valuable insights with affordability estimators, rental yield (RY), return on investment (RoI), and cash-on-cash return (CoCR) calculators.
• Additional Resources: Share property details as PDFs, use a convenient appointment checklist, access real-time ELR, BR, OPR, and FX rates, and explore relevant property articles and listings.

Streamline your property investments with PCMY-Property Calculator Malaysia. This comprehensive app simplifies smart decision-making by providing a wide range of features. From mortgage estimations and investment analysis to professional utility calculators and valuable resources, PCMY caters to first-time buyers, homeowners, investors, agents, lawyers, and loan officers alike. Download now and make informed real estate decisions with confidence.

Lifestyle